We all know how risky bitcoin is. Let's imagine the most riskiest money deposit situation.
What do you think guys, will this moment ever come and banks decide to offer us Bitcoin deposits (e.g. fixed profit on 1 year deposit and etc).
This can be very, very profitable for banks if they make correct decisions.
P.S I don't mean freebitco.in's offer of holds on their wallet. I mean if official banks ever offer us this service.
Well it would be hard to do cause bank need to lend bitcoin to gain a profit from doing deposit, and thats how bank got a money and pay interest for deposit. I dont think bitcoin could become lending instruments and even though its possible but its not really good as a loan. I dont even think people would want to borrow bitcoin for their businesses cause its too risky. With high volatility it would be impossible for bank to offer bitcoin deposits but i do think custody services would be possible and that will be good for bank to do it.