I got into the bitcoin again last year after losing all my 4.5 bitcoins to ponzi schemes early last year. I bought in bitcoin again at $20k. Now bitcoin is $6k+. I'm regretting my actions.

Remorse always comes at the end, preferably before buying bitcoin, first learn the risks and the positive side, so that we don't get stuck in mental terms. And you should buy bitcoin using non-loan free funds