If the Banks where about to give a service where the people can get a LOAN via Bitcoins I guess, it would be beneficial to all of us,The Banks and The Traders.
I think with this, trading would be a lot more easier, am I wrong?
Escrows will have an easier way to get money from other individuals, and the budgets for the Campaigns will be a lot more than before.
Unfortunately the loan business in bitcoin is a highly sensitive subject, will you get interest in bitcoin ?
Will you try to make sure they get bitcoin but pay in dollars? What will the interest rate be? How much of a increase or decrease can you handle in bitcoin price ?
In the end if people took out loans in bitcoin and lose it, making it back is a lot harder than it looks if they are trying to gather it back in dollars and the price of bitcoin goes up.
There was a Turkish investor who took funds from people in bitcoin and used it for trading and when he lost it during the crash he failed to pay them back because bitcoin went in price so much that it was impossible for him to pay back.