Not sure if Bancor is exchange or just a place where to get crypto for FIAT, as I dont know it that well. I noticed they have their own token (just like Binance or any other exchange). Is there a must to own their token in order to use their site?
I personally use Bitpanda.com that is Austrian company from Vienna (country and city where I live). You can pay with credit card (plus other means of sending money are supported too). So definitely great option for european crypto fans. Fees are ok, but if I remember correctly you have to do KYC...