Thank you for the question! Given the total amount of coins is 1,000,000,000 the premined amount is not that high - as well as the cost of a single coin. You must understand that costs for developement, mining equipment, bank license, exchange listing, marketing and other related costs are quite significant and the developers are not able to fund all this by themselves.

Whitepaper is available on our website at: www.citicash.io/whitepapers/cch_whitepaper_eng.pdf