I believe that electronic money has a wonderful future. And first of all, it will be appreciated that projects can affect the quality of our lives. For example, projects like ripple will be able to tackle the most important issues in the financial sector: it will increase the speed of transaction processing, reduce transfer commissions and increase the security of the payroll. math.
It's a pity that our dreams that the market will change the world won't come true cause the society isn't ready to make a leap, so the situation looks like a Dot-com bubble. I hope we'll survive this, and cryptocurrencies will be accepted all over the world!