I think it depends on what coins are we holding, i am not gonna hold those coins which i think dont have a future. I am a hodler , i am scared in trading and i hope someday i can gain more profit and make my life easier 😉
It depend upon that only as if you hold the good coin then holding will only matter and nothing else. I f you think good coins will not rise and it will be dumped then just imagine those who in start of the btc if still holding aren't they millionaire and billionaires already.