it is been approximately five months because the date of the question. And the answer is the identical. Now it's far very risky to invest in altcoins due to the fact the rate may also fall even decrease!
The risk in investing in crypto currency was and will be always, at any moment the market can collapse and you will lose your money. That's why you need to invest only the money that you do not want to lose.
I think that every user of crypto currency understands this. Therefore, it is better not to take money from the home budget for investment in the crypto currency. It is best to participate in Bounty companies to earn starting capital .