Isn't it interesting that those who pontificate that "Money is not everything" usually have money?
Be broke for a few weeks unable to pay your bills, pay rent and afford basic necessities, and then let's see if you'd still hold the same position about money.
Let us be sincere and stop fooling around; MONEY IS SOMETHING! A very huge something!! At least in this present world. Might not be a big deal in another world. But in this world? Save me the sermon.
I agree with your point and like your post, especially the part about saving the sermon. Any way you look at it, it is better to cry in a Cadillac than on a bus. On the other hand, money is not everything when you already have enough of it as you rightfully noted. When all your basic needs and necessities are satisfied (like shelter, food, water), you start to care about other things which are less tied to the possession of sufficient amount of money, things like hobbies, relationships, children, societal things, etc. So let me sum it up for you. Money is not everything but it is definitely a large part of it.