Before the advent and the popularity of crypto virtually every assets had the control of second or third party, such as the government and banks, which means there is no full control over it.
Here is a technology in which you have been given the power to control your money without an external influence.
I see crypto as the power to financial freedom. Therefore, use it wisely and responsibly.
A simple person is essentially a creature with no rights and freedoms, so I very much doubt that the cryptocurrency will be used in the future in the form in which you imagine it. When cryptocurrency is implemented, it will be controlled by both banks and other supervisory authority.