THe truth is that money really isn't everything, but it's also true that most of the things in this life cost money and you need them, some are the kind that you can't lieve without, like, food and water, followed by less important things like shelter, a bed, etc. All that cost money and you will feel more accomplish once you got from the base of the needs pyramid (Maslow hierarchy of needs) to the top of it. But all cost money in a way or another (maybe friends and love don't but usually to get there you need to feed yourself first)