yes, gold is safer than money bank deposit. The best way is to hold a certain amount of gold at all times. One of the real benefits of gold is that you can own and store your own in a safe place because they are very compact. And in any event of a recession or financial collapse, they can be used as a commodity exchange.
Empirically, they are very safe in maintaining value stability and full accountability in personal assets, but there is a negative stigma that gold and silver are too dangerous if stored in large quantities in one house, the real insecurity comes from the fear of being robbed, and even too difficult to make large transactions with calculated weights.