Etheruem is even improving at the moment with $225 currently. It was below $180 last week.
But you only "lose" money if you liquidate your coins back to FIAT.
Not always brother. Sometimes you can convert to fiat and coin will start dropping by then you still have your fiat intact, you can tether. Again, sometimes you can hodl a coin and it is with no value in your hand, maybe shit coins that can never fight back into the market.