Crypto currency is digital and none of us is really holding what we are hodling in this industry. Thus, being digital have so much way to breach. For me, our money is not safe here but it is for us to decide. I think this is one of the risk by gaining profit in crypto, all investments always has risk.
I also agree with you, it's not safe if money is in Crypto but many people follow Crypto, that is their choice. if the profit or loss in my opinion is good or sustenance respectively. all investments will not always work, many people fail, but I hope you remain optimistic and are sure to make things easier.