Paying virtually is very convenient for me as I do not have to bring cash and it prevents petty theft but what is the disadvantage?
actually that's the thing I'm waiting for that crypto can be used as a transaction tool, but the problem is that the government hasn't legalized it. I don't think there is a loss, it's just that crypto is difficult to control.
I found a list about legalities of bitcoin in different countries
https://www.cryptoground.com/a/list-of-countries-where-bitcoin-is-legalI guess that is a start. A lot of them do not totally consider bitcoin as a legal currency but most on the list are already accepting of it. This looks like a good sign. I am thinking that once banks find a way to control crypto, more countries will legalize it.