I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
The wisest thing to do with your savings for me is to make sure that you don't get to spend it on full for investments. Always remember what its purpose is, to be used for emergency or for the future to secure your finances. Be smart with your investments if ever you will get some from your savings so that it wouldn't go to waste.