Personally, I think bank deposits are not always as secure as you think, although the bank's security and protection system is very high but you should know that in any field, it will always have a dark corner, banks can still make your property evaporate without anyone knowing and they will not be responsible for that problem. You use the law with them is useless when they have all control, gold is probably safer when you are the manager but it is easy to fall into the eyes of others, so we need to divide the assets for both banks and gold, it will lift our safety to another level
7% interest p.a when giant banks have $1,000,000,000,000 assets that is the greed and taking money from hard working people.