I'm a hodler unfortunately, this has caused me to lose big money in the last few months since BTC and ETH took a nosedive. I'm starting to learn to day trade though, so in future I won't be so adversely affected by huge dips like this. Hodling shouldn't be the be all and end all of cryptocurrency, we should trade dynamically, learn and grow, that's how you make the real money.
Agreed - there also need to be better services for less sophisticated traders to make money. The best part about crypto is that it democratizes asset ownership, but people who want to passively participate shouldn't be forced to become advanced traders. That's what we are working on at my project, PixelAlpha