Agree. Right now it's the time to put our money where our mouth is. In other words, it's time to buy coins while they're cheap at the current bull market. Once everything settles, I believe that most altcoins will see a surge in price just like Bitcoin. The most promising altcoins to buy right now are usually such where they're in the top 5 coins in marketcap. They have an excellent development team, a supportive community, and most of all, extreme popularity within the mainstream world.

As a word of advice, you should never put all your coins in a single basket (in a single altcoin) just to be safe and spread out the risk a little. I'd suggest that you put a small amount of money into Ethereum, NEM, and leading coins to greatly benefit in the future once their prices rise massively within the whole cryptocurrency market. Before you know it, you'll be able to make a lot more money than just leaving your capital at a savings account in a Bank. Of course, altcoins are much riskier than Bitcoin, but extremely rewarding if you know what you're doing. Therefore, I strongly believe that the top 5 coins should be bought at cheap prices right now before it's too late. Just my opinion