Previously, interest rates on long-term savings deposits were very high. However, many years ago, interest rates on savings deposits continued to decrease. For those who have the habit of depositing idle money into banks to reduce risk and preserve capital, saving money is the safest and most transparent option. However, this is not considered an attractive investment channel because the profit is negligible, compared with the profit from gold investment at this time is also not higher. Investing in long-term savings will not be a loss, but profitability is not high. Compared with saving, gold is a very high liquidity, the purchase is fast. However, the abnormal increase of gold price with large amplitude is attractive to surfing investors but many people keep gold feel panic. For those who have not enough money to invest in real estate but want to make a profit that is wise enough in investment and can accept the risk of unfortunate occurrence, gold is a channel to invest appropriately.