I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
My strategy with my savings now. I saved the 20% for my emergency funds, if i need money i have my emergency funds. The 80% of my savings i can invest it in crypto or play it (gambling). Because it is good to invest your money in gambling and also in cryptocurrency.
i am prefer using only 30 percents of my money into cryptomarket, and 20% again on forex market.and 50% left in my national currency.i am comfortable with this scheme.