Every month, your employer transfers Bitcoins into a time-locked address that can't be transferred out before you reach retirement age. You have the key to the address. You can verify the transfer on the blockchain.
No middle-men. No funny business. No brokers with pyramid/eyeball shaped logos. No "oops we went bankrupt and lost your retirement." No bail-ins. No raising the age of retirement.
Just Bitcoin.
A pretty early post, and if you start buying insurance from 2014 for retirement, I think now you are a bitcoin millionaire, it's enough for your whole family to retire early with a paycheck. month. Interestingly, I wish I could return to 2014