I will surely invest it to Bitcoin because I am pretty sure that Bitcoin is my only way enable to have a multiple money than investing it into banks. Save money into our future by investing in Bitcoins you have to be wiser in order to save for your future. I don't think it's a wise decision to use your emergency funds and put it on time deposit because the fact that you cannot get it out if the need arises in a short period of time as far as i know time deposit takes about a year or more to take it out and make profit.