If you spend all the money you earn, instead of saving and investing it, you will never create the financial abundance that you could have. Spending money on nice things has its place, you should enjoy your lifestyle. But dont overdo it. You have to make sure to get into the habit of saving.
Saving and make a investment is good for our financial future. Investment is the key if we want to keep our wealth value because if we just saving our money on banks, the value always decreasing