i read the white paper it's a nice project, Tempo provides online, offline and crypto payments to include the EURT stable coin with cash out in nearly 100 destination countries. Tempo is the main European anchor for Stellar blockchain with connections to many institutions such as IBM, Flutterwave, Coins.ph, Bloom, Satoshipay, Bitbond and others, as noted above.
Tempo proposes to combine three products into one application to enable easy purchase and redemptions. Our crypto online exchange with a first-in-kind dark pool tied to the Stellar SDEX will ensure customers obtain the best pricing and liquidity. By providing, a free debit card (Visa/ MC) with its international banking reference code (IBAN), Tempo will give customers added flexibility to easily convert between crypto and cash to purchase products and services.