we must be able to think wisely with our savings, because we don't know what will happen in the future, it's better to always have real savings for something emergency or for the future and not use all the money for crypto
That is the reason we must not mess with our savings since it is for the future payments that will be doing in the future. If you are retired and want to use your savings, better use it in great things, useful things that will help your family or your grandsons and granddaughters with their studies.
No one knows what will happen in the future the reason we must be really careful on spending these savings. Yes, you are saving it for a certain purpose but if you can use your own money, use it. Reserve your savings for the future.