Mastercard maintains 99.999 % availability and can process 3.4 billion transactions per day at 38,000+ transactions per second, with an average response time of 140 milliseconds….

Visa is at 24,000 TPS


We are far away to compete with banks, bitcoin by it self is not able to handle all the transactions the world have, so, maybe is good time to think about the next steps, and get some big goal like substitute banks with btc. But no one say it would be easy