Dear friend,
So far, I know for kind of earning money from bitcoin and altcoins.
I start trading when bitcoin 17000. until now, I lost a haft of money.
ICO I have win any ICO. But I did not invest to much.
Lending I think have not join anyone. But I think in the first time you can get profit from lending. But no more later.
And now, bounty, I still reading and research information about it. No one help or support. One day, hundreds of campaign public. But dont know which one scam or good.
I am distempered. Need more advice from you here

I havent tried lending for years now, I just dont know if that will be a good choice to go for this time around. So I will advise you to leave it and go for something else maybe trading. If you dont know how to trade you can study it cause its really one of the best ways you can earn big through cryptocurrency, you dont need to be relying on Hodl. ICO can also be a good choice although lots of them are just turning to scam these days, and there are many of them to the extent you can hardly tell which one is good these days.