The thing that I would like to agree, remember if you plan to spend the electronic money in that year, the best wallet you will use is the wallet as it is ideal for on-the-move payments. You do not expect to keep the millions of dollars worth of mobile wallet applications but keeping a few thousand will not hurt as it's safe depending on your level of security from both the app and yourself. for your phone. I have chosen 2 security modes to protect my BTC more.