too risky if you choose crypto to help your friend's economic problems, crypto can indeed get a lot of profits and can also make a lot of people lose too, too risky for people who are just learning crytocurrency like your friends especially your friends still have car loans
In my opinion, crytocurrency is not as dangerous as you are thinking, if it is dangerous and fraudulent, then no thousands of people become rich with it. Right now it looks like the market is down, but I believe it will soon recover and again bring opportunities for you and me