Unfortunately, the people behind the link are out to make money by selling their knowledge, and selling other financial info. They don't really care about what happens to people, as long as they don't directly harm people personally, and as long as they make their money. BUT... the info they give shows some of the things that are going on.

But we are all a bit like that. We all need money. Right at the moment I am not ready to do more than talk.