It's a great writing with a mountain of understanding of the crypto space & practice. Those who can adopt for the new technologies at earlier stages like internet does in early 90's can earn money in smart way. Crypto is a way to earn money in a smart way with patience. As explained, there is a risk involved in each & every investment. Many businesses starts & close down with loses. Jobs has it's own risks. Even life has involved risk all the time. Same here in crypto space. But if you are step forward & assume the future trends which will be bigger in mass adoption, you are smart. In that case who is in the crypto space holds immense smart income opportunity. Yes Crypto has the grounds for many problems in the financial sector & many other use cases like medical field. I strongly stands with your opinion & still invest a amount which can afford to loose.