noone should be mining right now. You are almost all mining at a loss with no granted profit.
I dont see it as mining at a loss, I look at it as investing in the future. You dont stop contributing to your 401k at work just because the stock market is down.
This is true, but the big thing around here is that (depending on your circumstances), it may be more cost effective to buy coins from an exchange as opposed to mining. Depending on your electricity cost, you may end up better off using the money you spend on electricity to buy the coins that you want. That's just something that you have to calculate yourself.