The cryptocurrency technology developed by Ripple is the best at this time. One of the technologies developed by Ripple will bridge the payment problem between digital currencies and the existing banking industry.

In general, a cryptocurrency can only make payments to the same type of cryptocurrency wallet. So for example, you can only send payments in the form of Bitcoin to a Bitcoin wallet.

If you want to make a payment to a bank account in US dollars using Bitcoin, then first you have to sell your Bitcoin in exchange and get a number of dollars, then you transfer the dollar to a bank account.

Because Ripple technology promises solutions that also benefit banks, it is not surprising that Ripple developers get a lot of support from the world banking industry.