Yes, you are right, it seems that what you are talking about is true, at this time there are so many scamer coming out and popping up, they are using the situation to do their actions to get people affected by a scam.
The thing here is that most people are usually the ones that give the scammers the chance to still be able to have an upper hand in getting whoever they want to get as long as there are greedy people looking for easy ways out to get rich overnight.
People in these categories have always been known over the years to be the victim of scams and the painful part to it is that they just do not learn and all they do is whine about some decisions they ended up making and how scammers are huge in the system, but not knowing what they should do themselves to stay clear off the scammer radar.