in my opinion, it's better to write, like for example we save money that we can take at any time, but have interest if we save a long time and a large enough amount.
To my opinion saving money is a great idea as we don't know when emergency comes up, that is why we need to save as much as possible, we don't need to see or encounter emergency before we will do something for our family that is why prevention is better, better to save now before anything else.