I like to do reinvestment with most of my savings and do a little marketing with goods that's is dealing with electrical gadgets and others. Wouldn't like to spend all but save some for the future.
that's good for us if we use some of our reward from bounty campaign to investing in ico projects.for some months or years later we will enjoy its result.
For hard times i think saving worths alot. save as much as in need you'll have something to pull out of your pocket in the matter of emergencies, just save it or put it in the bank. But if you are not afraid to take a risk and awared of the tendencies of losing profit, but still aiming to earn huge profit, go for investments such as cryptoinvestment or real estate but be sure that you are knowledgeable about that certain investment.