I do not see the tools with which the crypto currency will make people smarter.
Those investors and bounty hunters who are caught scammers will be more cautious.
We must understand the risks we face.
Before the regulation of the ICO becomes effective for a long time.
I understand how cryptocurrency can make people smarter, but I don't see the connection with fraud schemes and regulation. Personally, I've got a lot of knowledge and skills, but I'm still vulnerable to scammers! As time goes by, they become more sophisticated!