So if the deposits ("investments") stop, then the loss will be 100% right? This is a pure Ponzi scheme!
No. You get it completely wrong. If investments stop just after your deposit (you make the last deposit), then your loss will be only 10%. You will get 90% of your deposit back.
After two-three days the guaranteed return will be 100%. After that you will be in profit for whoever knows how long.
The guarantee is simple math. Just divide the balance of the contract to everyday amount the pyramid should pay (total invested * 0.04).