I think it is more or less the same here, not very enticing. Obviously, crypto investment can produce much higher rates, but you also have to count in the risk in those investments
i think interest offered by banks is less attractive, so it's a loss if we save money in bank. it is better indeed for investment, because interest is less than inflation that occurs
1.3% is very good price. In my country, banks only give .8% income on saving accounts. That is the main reason that people are withdrawing their money from banks and putting in cryptocurrency. The main thing is that cryptocurrency is more profitable than banks, although it is also very risky and banks are safe and are responsible but still people want to invest in cryptocurrency.