This is not impossible. When the financial crisis arrives, the banking industry will enter the cryptocurrency to purchase XRP. But I think Bitcoin is more valuable.
Well, considering the fact that it is the banker's coin, there are actually every other means investment bankers can make use of to hedge their funds and not some centralized market with some developers holding huge bunch of it.
Ripple is centralized, and it is normal to always see the price shoot up as this is something that has never really been surprising right from the onset. For short term profit case, I have no problem with it but for those who are looking at the long term, I guess they will just at the end of it all R.I.P.ple all the way if they think the price would not get driven back down. Ripple is one coin that experiences manipulation at its peak.