If your friend financial problems are short term then you can help with cash. A small amount of money is reasonable. However, consider the amount of money that you can afford. Make sure that if your loved one can not pay you that soon, you will not have any trouble. There is a better way if you want to help your loved one in the long run, which is to break down the amount you can help and put in batches until your loved one is done. Help with money can be misleading, emotional, so be smart so that the recipient feels it is a gift, not a debt from you. Is a cash gift or a loan guarantee stand out of your capacity? Or you do not want the relationship between you and your relatives to be pragmatic? Think of ways to help them by finding a job. Having a job in the long run can help your loved one have more money to cover his or her life and gradually solve problems.