Hi,  

The purpose of Qredit is integrating cryptocurrency in physical stores and webshops.

The unique features are:
- Smart Contracts (focused on merchants)
- Fiat conversion
- Physical Qredit Cards
- KYC verification for wallet addresses
- Rewards system for consumers

For further information, please join our social media channel or take a look at the whitepaper. 
https://qredit.io/go/whitepaper.

If you would like to know anything else, please let me know.