I wonder why anyone would say holding is useless. There are always two way to things, it is either you know how to trade, sell the peaks and buy the bottom if you know how to identify them, or simply just hold on to what you have if you do not have the knowledge to identify them.

It is this mindset that holding is useless that made a lot of people with no idea of trading, try to lay their hands on it without even any form of experience and knowledge and then they end up losing even much more than they would have, if they just simply held. Holding is not bad as long as you know you do not have the skills to trade the fluctuations.