Hypothetically speaking, if someone offers you $10,000 to hold in one coin, only condition is to hold it for 2 years, which coin would you choose to hold?
You can choose between only 2 coin, one is bitcoin and other one is ripple. What would you choose?
I would choose the Bitcoin, in two years it would be more likely to still have some value while Ripple will go to zero once people realise that Banks are never going to adopt a blockchain they don't own and control for international money transfers.