If I'm understanding well, Agate is essentially a platform which will provide a sort of gateway of liquidity between major assets and dollars. I see there are so many other functions planned, but still didn't get the whole picture.
It is that,but also way more.I suggest you to read whitepaper to get full understanding of the project.Here is the link https://www.agatechain.org/pdf/WhitePaper/Agate_whitepaper_English.pdf