Most critics of cryptocurrency always point out that the currencies cannot be used for payments in real life. Recently,
XRP are now used for payments in three companies. I become optimistic on altcoins when I knew this. Share your thought on Altcoins as payments below.
It is possible, I see many company and bank accept XRP as a payment method, transaction fee is low and transation speed is fast. Beside XRP, I think XLM, NTY can be payment currency also