Most critics of cryptocurrency always point out that the currencies cannot be used for payments in real life. Recently,
XRP are now used for payments in three companies. I become optimistic on altcoins when I knew this. Share your thought on Altcoins as payments below.
And bitcoin and ether is also used in some places as payments. So it is not surprising that top coins attract companies to establish them as real money. Another thing is that this is still limited and not universal.