Most critics of cryptocurrency always point out that the currencies cannot be used for payments in real life. Recently,
XRP are now used for payments in three companies. I become optimistic on altcoins when I knew this. Share your thought on Altcoins as payments below.
This is still not enough. You can use Litecoin in ten times more, Dash, Monero in many more, even you can use Dogecoin in more places, and the point is, XRP having 3 companies is all because of their marketing.
But you are right, as long as merchant adoption starts and grows, then the altcoin has hope. This is still a big problem for XRP that even with all the push and marketing they cannot do much. xRapid is live but no one is using it. Unlike Lightning Network were still beta testing but many shops.