100% agree with number one, exchange coin with fiat is good to prevent loss investment so much. But no profit
but it is better to fix a 10-20% loss of the deposit than to continue to keep and lose even more. You can also beat off the loss on other coins that are growing in such a heavy market, and such opportunities are missed when holding. Now the market has stopped falling and is more in the flat. maybe a little now and you can start buying.
I think 10-20% is too big in trading, because the market is now very bleak and not much change in day and week. I think it should be about 5-7% is appropriate